Turn everyday spending into your world of rewards
No monthly fees¹, guaranteed approval²
Earn instant cashback at Neo partners
Free everyday transactions
Choose a plan and complete your application in 3 minutes.
Legal Disclaimers
The Cathay World Elite® Mastercard® is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
The Cathay World Elite® Mastercard® is not available in Quebec.
Mastercard®, World Elite®, and the circles design are registered trademarks of Mastercard International Incorporated.
¹ Conditions apply. One-time offer for new customers and expires on Dec 31, 2024. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. Have a personal income of $80,000 CAD or a household income of $150,000 CAD; and 4. for secured cards only, provide security funds. Initial 7,000 Asia Miles are issued once the card is activated. To earn additional 20,000 Asia Miles minimum spend of $5,000 net of refunds must be completed within 3 months from application start date. Additional Asia Miles are issued 6-8 weeks after the qualifying spend period. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions. Neo Financial™ and Cathay reserve the right to amend or withdraw this offer at any time.
² Limited time offer. Terms and conditions apply. See join.neo.cc/cathay10 for details.
³ You will earn 2 Asia Miles for every 1 CAD when you use your Cathay World Elite® Mastercard® on purchases made in foreign currencies. Asia Miles will be credited directly to your Asia Miles account within 3 days after purchase. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions. Neo Financial™ and Cathay reserve the right to amend or withdraw this offer at any time.
⁴ You will earn 1 additional Asia Mile for every 1 CAD (for a total of 2 Asia Miles for every 1 CAD) when you use your Cathay World Elite® Mastercard® to purchase Cathay Pacific tickets online at cathaypacific.com/ca. The Double Asia Miles offer applies to the amount charged to your credit card in Canadian dollars only, not to Asia Miles redeemed for award redemption bookings. Additional Asia Miles will be credited directly to your Asia Miles account within 3 days of ticket issuance. To benefit from this offer, you must be a member of the travelling party on the same booking and must log in using your own Cathay membership number. Additional Asia Miles are issues after qualifying spending period. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions. Neo Financial™ and Cathay reserve the right to amend or withdraw this offer at any time.
⁵ Average based on current offers at select partners. Value increase is an average and depends on card use. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions. Neo Financial™ and Cathay reserve the right to amend or withdraw this offer at any time.
⁶ You will earn 1 Asia Mile for every 1 CAD when you use your Cathay World Elite® Mastercard® on purchases in Canada. Asia Miles will be credited directly to your Asia Miles account within 3 days after purchase. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions. Neo Financial™ and Cathay reserve the right to amend or withdraw this offer at any time.
⁷ Offer is subject to the Asia Miles terms and conditions. Certain terms and conditions may apply, for full details please visit here.
⁸ This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates here: https://www.neofinancial.com/legal/plans
⁹ Certain terms, conditions and exclusions apply. For full details, please visit: https://mastercardtravelpass.dragonpass.com/terms-and-conditions
¹⁰ Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions.
¹¹ Certain terms, conditions and exclusions apply. For more information, please refer to your benefits guide or contact Neo Financial™.
¹³ When you make payments in full and on time each month.
¹⁴ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
¹⁵ The Purchase Credit Rate on the Cathay World Elite® Mastercard® is (19.99%-26.99%) and the Cash Advance Rate is (22.99%-28.99%).The standard rate on Purchases and Cash Advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
Limited-time offer. This offer is only valid for new Neo customers. Limit of one offer per customer, this offer cannot be combined with other promotional codes. Offer is subject to the Neo Rewards Policy and may be amended or cancelled at any time without notice. Third party terms and conditions may apply.
Earn or redeem Asia Miles at least once every 18 months to keep them active. Asia Miles may be limited and vary by perks, offer, and partner. Offer is subject to the Asia Miles terms and conditions.
Insights are operated by Neo.
All product and company names are trademarks™️ or registered®️ trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Any product names, logos, brands, and other trademarks or images featured or referred to within the Neo website are the property of their respective trademark holders.
By using this website, you accept our Terms and Conditions and Privacy Policy. © Neo Financial 2024
Turn everyday spending into your world of rewards
Track monthly spending by category with personalized insights
Cathay World Elite® Mastercard®
Start collecting Asia Miles instantly with a virtual card while you wait for your physical card to arrive
Earn Asia Miles faster at thousands of Neo partners
Experience the best of everyday rewards and World Elite benefits combined.
Other card details:
Ready to create memories in Hong Kong and beyond? Here’s everything you need to know.
One card for everyday rewards, exclusive features, and travel benefits
Experience the best of an everyday rewards card combined with exclusive account features and travel benefits.
Get the Cathay World Elite® Mastercard®
Turn everyday spending into your world of rewards
Track monthly spending by category with personalized insights
Cathay World Elite® Mastercard®
Start collecting Asia Miles instantly with a virtual card while you wait for your physical card to arrive
Earn Asia Miles faster at thousands of Neo partners
Experience the best of everyday rewards and World Elite benefits combined.
Other card details:
Experience the best of an everyday rewards card combined with exclusive account features and travel benefits.
Ready to create memories in Hong Kong and beyond? Here’s everything you need to know.
Get the Cathay World Elite® Mastercard®
Apply Now & receive up to 30,000 Asia Miles
Secure your welcome offer today
One card for everyday rewards, exclusive features, and travel benefits
Earn Asia Miles on everyday spend
For every $1 spent on the Cathay World Elite® Mastercard®, you will get:
Get up to 27,000 Asia Miles¹ and 10% off flights²
Earn Asia Miles on everything
Get approved in minutes
Unlock exclusive World Elite® benefits
Limited-time offer. Apply in minutes, use your virtual card instantly.
Cathay World Elite® Mastercard® – powered by Neo
Get up to 27,000 Asia Miles¹ and 10% off flights²
Earn Asia Miles on everything
Get approved in minutes
Unlock exclusive World Elite® benefits
Limited-time offer. Apply in minutes, use your virtual card instantly.
Cathay World Elite® Mastercard® – powered by Neo
Get up to 27,000¹ Asia Miles, and 10% off² Cathay Pacific flights with discount code CXNEO10OFF when paying with your Cathay World Elite® Mastercard®.
Frequently Asked Questions
What happens to my existing Cathay credit card?
The new Cathay World Elite Mastercard – powered by Neo is replacing the existing card program in Canada. All existing cardholders will be required to re-apply for the new Cathay World Elite Mastercard.
2x
2x
Asia Miles
for every $1 spent on purchases made in foreign currencies3.
Asia Miles
on Cathay Pacific flights4.
5x
Asia Miles
at thousands of Neo partners nationwide5.
1x
Asia Miles
on purchases in Canada6.
Travel Benefits
Get exclusive membership perks: Online priority check-in, extra baggage redemption, and Cathay Pacific Business class lounge redemption access7
Travel worry-free with coverage for emergencies, cancellations, lost luggage, and more8
Access 1,300+ global airport lounges9
Book professional and punctual airport transportation through Mastercard Airport Transfer
Bypass security lines with Mastercard Airport Security Fast Track
World Elite Benefits
Get Extended Warranty & Purchase Protection8 for card security abroad
Secure yourself from unauthorized charges on your card with Mastercard Zero Liability10
Earn cashback while travelling with Mastercard Travel Rewards11
Enhance your trips with 2,000+ priceless.com experiences
Neo Features
Earn Asia Miles at Neo partners nationwide
Pay with your virtual card through Apple Pay or Google Pay
Freeze and unfreeze your card anytime, anywhere
Monitor your finances with real-time spend Insights
Never forget to pay the minimum, or the balance, with Auto-Pay
No credit? Earn Asia Miles with a secured credit option
Build credit history13 and earn Asia Miles
Guaranteed approval14 with no credit history required
Earn up to 27,000 Asia Miles1 when you sign up
Individuals must make a minimum of $80,000 per year, and households must earn at least $150,000 annually to qualify
Purchase Rate
19.99% - 26.99%15
Cash Advance Rate
22.99% - 28.99%15
Annual Fee
$180
Minimum Annual Income
$80,000 (individual)
$150,000 (household)
Will this impact my Asia Miles or Cathay Status Points balance?
No, there will be no changes to your current Asia Miles and Cathay Status Points balance. You can continue to earn and redeem points as usual. You’ll be able to link your existing Cathay account to the new Cathay World Elite Mastercard.
When can I apply for the card?
Applications for the Cathay World Elite Mastercard are now open. Apply today.
What makes secured credit different from other traditional credit cards?
The secured Cathay World Elite Mastercard may help you build your credit¹² while earning cashback rewards. Unlike traditional credit cards, we won’t check your credit history, and you’re guaranteed approval¹³. You can use the secured Cathay World Elite Mastercard just like you would any other traditional credit card, anywhere Mastercard® is accepted.
Who is Neo FinancialTM?
Neo Financial™ is a financial services company that’s helping Canadians build a better financial future with spending, savings, and rewards. Learn more at neofinancial.com.
Travel Benefits
Get exclusive membership perks: Online priority check-in, extra baggage redemption, and Cathay Pacific Business class lounge redemption access7
Travel worry-free with coverage for emergencies, cancellations, lost luggage, and more8
Access 1,300+ global airport lounges9
Book professional and punctual airport transportation through Mastercard Airport Transfer
Bypass security lines with Mastercard Airport Security Fast Track
World Elite Benefits
Get Extended Warranty & Purchase Protection8 for card security abroad
Secure yourself from unauthorized charges on your card with Mastercard Zero Liability10
Earn cashback while travelling with Mastercard Travel Rewards11
Enhance your trips with 2,000+ priceless.com experiences
Neo Features
Earn Asia Miles at Neo partners nationwide
Pay with your virtual card through Apple Pay or Google Pay
Freeze and unfreeze your card anytime, anywhere
Monitor your finances with real-time spend Insights
Never forget to pay the minimum, or the balance, with Auto-Pay
Purchase Rate
19.99% - 26.99%15
Cash Advance Rate
22.99% - 28.99%15
Annual Fee
$180
Minimum Annual Income
$80,000 (individual)
$150,000 (household)